A Easy Plan

- Insurance Plans

Find your perfect plan!

The process is very easy.

We guide you through a series of questions designed to address the most common issues when choosing a Health Benefits plan.

By answering these questions, we can determine the insurance plan that best suits your needs

Once you're done, we will email you the list of medical benefits plans that are best for you.

If you aren't sure about a question, click the for more information

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Previous Coverage History

Select an answer that best applies to you. This helps determine what plans will be the best fit.

1 - To help us narrow down the # of plans that would be suitable for you, please check one of the following that best applies to you.

Why are we asking this?
Some health plans require proof of good health to be approved for coverage. These types of plans often provide coverage with exclusions for treatment for pre existing conditions.Some plans do not ask any medical questions and offer guaranteed acceptance. Some plans do not require medical evidence if you were recently covered by an employer sponsored group benefit plan.

2 - For Alberta residents: Do your average household prescription drug costs exceed $2000 per year?

Why are we asking this?
Alberta residents have access to a subsidized guaranteed issue prescription drug health plan.
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About You

1 - Age of primary applicants

Why are we asking this?
Insurance rates are age dependent. Age will determine eligibility for some plans.

2 - Age of any dependants/children to be covered
Select each one that applies.

Why are we asking this?
Insurance rates are age dependent. Age may determine eligibility for some benefits

3 - Plan duration-Do you require a plan that provides coverage past age 75?

Why are we asking this?
Some plans expire at age 75.

4 - Pricing (Single, Couple, Child, Family - All Inclusive)

Why are we asking this?
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Employment

Your coverage options may change depending on your type of employment.

1 - Are you either a business owner or operating your own business?

Why are we asking this?
Owner/operators of incorporated businesses may be eligible for a Private Health Spending Account (HSA) enabling you to pay plan premiums and other eligible medical & dental expenses from corporate pre tax income vs with personal after tax income.
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Dental

What kind of dental coverage do you want? (1 - least important, 5 - most important)

1 - Basic dental (preventative & cleaning recalls, minor restorative)

Why are we asking this?

2 - Restorative (endo/perio including root canals)

Why are we asking this?

3 - Major - crowns/bridges/dentures/implants, etc

Why are we asking this?

4 - Orthodontic

Why are we asking this?
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Emergency services

Rank how important these items are to you. (1 - least important, 5 - most important)

1 - Dental Accident

Why are we asking this?
Accidental trauma to your teeth requires immediate attention and often emergency surgery. Resulting costs can be in the tens of thousands requiring financing in the absence of adequate coverage and emergency funds in place.

2 - Emergency Travel Coverage

Why are we asking this?

3 - Ambulance

Why are we asking this?
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Practitioners

Do you want these practitioners included in your plan? (1 - least important, 5 - most important)

1 - Eye wear- Glasses & contact lenses

Why are we asking this?
An outdated eyeglass prescription can cause unnecessary stress on your eyes, head aches, squinting and even neck aches. Less than precise vision can also present serious safety issues while driving or operating equipment.

2 - Health & Medical Practitioners - Psychologist, Chiropractor, Physiotherapist, Speech Therapist, Podiatrist, Naturopath, Accupuncture, Massage Therapist)

Why are we asking this?
Health professionals play a central and critical role in improving access and quality health care. They provide essential services that promote health, prevent diseases and deliver health care services based on the primary health care approach.

3 - Eye Exams

Why are we asking this?
Annual eye exams can help detect other serious health conditions such as diabetes, high blood pressure cholesterol and even cancer.
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Medical supplies

How important are these? (1 - least important, 5 - most important)

1 - CPAP Machines

Why are we asking this?

2 - Diabetic supplies and equipment

Why are we asking this?

3 - Home Nursing

Why are we asking this?

4 - Plan Design Flexibility - Customizable modules

Why are we asking this?

5 - Private/ Semi-Private Hospital Room

Why are we asking this?

6 - Hearing Aids

Why are we asking this?

7 - Perks: Air Miles - Best Docs / Medical Second Opinion / Preferred Vision / Employee Assistance Plan (EAP) + build in non core insurance

Why are we asking this?

8 - Hospital Cash

Why are we asking this?

9 - Orthotics

Why are we asking this?

10 - Other Health Expenses - durable equipment & medical services

Why are we asking this?
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Province

1 - Province of residence

Why are we asking this?
Each province is responsible for determining what is covered by their public health care plan. Premium taxes also vary from province to province. These differences will necessitate subtly different levels of coverage and rates for personal health plans from province to province.
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Prescription medications

1 - Need for prescription medication coverage

Why are we asking this?
Medications can be costly and are crucial for maintaining good health, controlling medical conditions and recovering from illness.

2 - For Alberta residents: Do your average household prescription drug costs exceed $2000 per year?

Why are we asking this?
Alberta residents have access to a subsidized guaranteed issue prescription drug health plan.

You're all done!

Based on your answers, we can now use our proprietary algorythm to determine your best Health benefits plan.

Please enter your email address below and we'll send you a breakdown of the health benefits plans that would best suit you.